How to Use SWIRL Prepaid Mastercard to Stay Safe from Common Travel Scams

A person carefully making an online hotel booking on a safe site via an ipad

How to Avoid Online Travel Scams: Stay Safe with SWIRL Card!

With so many people excited to travel this summer season, it’s also a time when scammers are on the lookout for unsuspecting consumers looking for a good deal. Online travel scams are on the rise and have become extremely sophisticated, targeting even the most cautious of travellers. As a SWIRL Card user, you can take proactive steps to protect yourself from these fraudsters. In this blog post, we’ll explore how you can use your SWIRL Prepaid Mastercard to avoid travel scams and ensure a safe and enjoyable journey. 

Online travel scams come in various forms, all aimed at stealing your money or personal information. Common scams include:

Fraudulent sites that mimic legitimate travel agencies or booking platforms to steal your payment details.

Emails that appear to be from reputable travel companies but contain links to malicious websites.

Fraudulent Holiday Homes:

Listings for properties that don’t exist or are significantly different from their descriptions.

Bogus Travel Deals:

Offers that seem too good to be true and require full upfront payments months in advance

1. Safe and Secure Online Shopping

Using a SWIRL Prepaid Mastercard for online transactions is a crucial step in protecting your primary bank account from potential fraud. With SWIRL Card, you can:

Keep Your Funds Secure: SWIRL Cards are prepaid, so only the amount you load is at risk, not the entire contents of your bank account. A perfect way to add an extra layer of security to your transactions.

Monitor Transactions Easily: The SWIRL Card App allows you to track your spending in real-time, helping you spot any suspicious activity immediately and keep a close eye on your balance. You can also suspend your card in-app if you feel have been compromised any time.

2. Keeping Funds Separate for Budgeting

Travelling involves managing multiple expenses. SWIRL Card makes it easier to budget by:

Allocating Specific Amounts for Different Needs: Load your card with a fixed amount for accommodation, dining, shopping, and other expenses.

Avoiding Debt: As a prepaid card, it helps you spend only what you have, preventing overspending and helps you avoid falling into debt.

3. Using a Separate Card for Online Shopping

Many online travel scams target payment information. SWIRL Card provides an additional layer of security when making payments online.

Protection Against Phishing and Fraud: Using SWIRL Card for online bookings minimises the risk of exposing your primary credit card details to scammers.

Easy Replacement: In case of any issues, you can quickly block your card in-app and get a replacement by contacting our customer support team.  A new card will be sent free of charge within just a couple of days.

4. Easy Activation and Card Management with Our Free App

The SWIRL app is designed to make your travel experience seamless and secure

Instant Approval: Once you have downloaded the SWIRL Card App and completed the quick registration process, we will post you your new card. It will be added to your account already and you can start using it right away. You can also access a SWIRL Virtual card instantly in-app to help with safer online purchases.

Before making any bookings, ensure the website is legitimate. Look for:

HTTPS in the URL: Secure websites start with “https://” and show a padlock icon in the address bar.

Contact Information: Legitimate sites provide clear contact details, including a physical address and customer service number. It is important to have a look and ensure these are publicly available.

Reviews and Ratings: Check for reviews on trusted platforms like TripAdvisor or Trustpilot.

2. Use Trusted Booking Platforms

Stick to well-known and reputable travel booking websites. Additionally:

Read the Fine Print: Understand the terms and conditions, especially the cancellation and refund policies.

Use Secure Payment Methods: Opt for secure payment methods like SWIRL Card to minimize risks.

3. Be Cautious with Unsolicited Emails

Phishing emails are a common scam tactic. Stay safe and:

Don’t Click on Unknown Links: Avoid clicking on links or downloading attachments from unknown senders.

Verify Sender Information: Check the email address and look for any inconsistencies or misspellings.

4. Monitor Your Accounts Regularly

Keep a close eye on your accounts to catch any suspicious activity early:

Check Statements: Regularly review your SWIRL Card statements for any unfamiliar charges.

Set Up Alerts: Enable transaction alerts in the SWIRL app to get notified of any activity immediately.

Travelling should be an enjoyable experience, free from the worry of online scams and fraudsters. By topping-up and using a SWIRL Prepaid Mastercard, you can significantly reduce the risks associated with online transactions and bookings this summer before you travel. With SWIRL Card you will have the peace of mind required to complete secure online shopping transactions, manage easy budgeting, and access lots of helpful in-app money management features, making it an ideal travel companion. Don’t let the fear of scams dampen your excitement for travel this summer. Register for your free SWIRL Prepaid Mastercard today and download the SWIRL App to start your safe and secure journey.

For more information on how SWIRL Card can enhance your travel experience, visit our FAQ page or contact our Customer Support.

Check out some of our other SWIRL Prepaid Mastercard Blog Posts Below!