Swirl Prepaid Mastercard

SWIRL Prepaid Mastercard®

Ireland’s favourite Prepaid Mastercard®. Use in-store and online at over 45 million locations worldwide. Withdraw cash from over 1 million ATMs – anywhere you see the Mastercard® logo. 

Top up in your local Payzone shop, online with your debit or credit card or via IBAN transfer. No risk of over spending or getting into debt. It’s prepaid so no high interest rates or late payment fees to worry about. The safe way to pay.

Creating your Account

  1. Download the SWIRL Card App from your App Store and enter your mobile number.
  2. A Validation Code will be sent to you by SMS to verify your mobile number. This code must be confirmed back to us in order for you to proceed with creating an account.
  3. Once you have successfully confirmed the SMS code  your account will be created and ready to use.
  4. You can add your SWIRL Card to your account in the “Cards” section of the Mobile App. Your 4 digit PIN code can be viewed in the “Services” section.

Topping Up

Spend Money

Swirl Prepaid Mastercard


Bank Top Up

Balance Enquiry

Mobile App

SMS Balance Enquiry

SMS Alerts