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New to Ireland?

A great alternative to a credit card and bank account

Get a FREE Card

Our SWIRL prepaid card offers you a great alternative to a credit card and bank account with a guaranteed application process.

Get a Free Card

If you've just arrived in Ireland, you'll need an account to pay your wages into and a card to pay for everything from a place to stay, to a mobile phone. Getting a bank account can be a hassle, but a SWIRL card can help you get settled in all sorts of ways.

Get a Free Card

Instant Approval
100% guaranteed

Get a FREE Card
  • No credit checks or bank account are required to open an account.
  • No minimum income or employment needed.
  • If you're aged 16+ and now live in the Ireland, you're guaranteed to be approved.
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Have wages paid into your SWIRL Card

Get a FREE card
  • Top up your SWIRL Account with your own or your partner's wages.
  • Quicker and cheaper than cashing cheques.
  • It's safer than carrying your wages around in cash.
  • Budgeting's easy - just withdraw what you need from the ATM.
  • Get a unique IBAN Number to give to your employer.

Save time on paying bills

Get a FREE Card
  • Make annual or regular payments.
  • Pay for utilities such as electricity, gas and water bills online.
  • Avoid credit card debt.
  • The perfect alternative to a bank account.

Download
our Mobile App

With our SWIRL App, you have instant access to your account where you can view your transactions no matter where you are. This will help with keeping track of your spending and knowing when your bills and subscriptions are due.

  • View Transactions
  • Upgrade Limit
  • View Subscriptions
  • Suspend Card
  • View Bills
  • Reveal IBAN
  • Reveal PIN Code
  • Live Chat

Our Products

SWIRL Prepaid Mastercard
SWIRL Gift Card
SWIRL FX (Dollar)
SWIRL FX (Sterling)

How It Works

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