SWIRL Prepaid Mastercard

our Mobile App

With the SWIRL Card App, you can create an account in minutes and have instant access to virtual cards that you can top up straight away. Once your account is created we will send you a FREE prepaid Mastercard in 2-3 working days. It’s that easy!

Easy to Use.

Top up in retail, online or via bank transfer

Use at over 45 million Mastercard locations

Use at over 45 million Mastercard locations

Safe and Secure

Add an extra layer of security when you pay online or in-store

Withdraw cash from over 1 million ATMs

Safe and Secure

No risk of over spending or getting into debt

Great for Travelling

No risk of over spending or getting into debt

Send funds instantly to friends and family

Get FREE virtual cards in the SWIRL App

Download our Mobile App

What are the
benefits of using SWIRL card?

Shop Securely Online

Everybody knows that the best deals are found online. SWIRL Mastercard is designed to allow you to shop safely online and avail of those bargains without risking your bank or credit card details.

Subscription Services
& Gaming Sites

Travel Companion

SWIRL Mastercard is a convenient alternative to carrying cash as it allows you to access your funds at any ATM worldwide displaying the Mastercard logo.

Avoid Debt

SWIRL’s prepaid card allows you to only spend what you have on your account therefore eliminating the possibility of credit card debt. Why stress yourself out worrying about your ever growing credit card balances.

Save Money

Choosing to use a Prepaid Mastercard allows you to save money – a real alternative to an increasing credit card balance. With SWIRL Mastercard you wont incur any interest charges, administration or late payment fees.

* Based on an average credit card balance of €1,600 per annum

SWIRL Virtual

Get a virtual card for FREE exclusively in the SWIRL App. Cards are available instantly and are designed to provide you with all the functionality of your physical card in virtual form. Use SWIRL Virtual to make secure online payments, manage subscriptions, track your spending and manage your funds conveniently. Simply login to your account on the SWIRL Card App to try it today.

Our Products

Swirl Prepaid Mastercard


Contactless Chip & PIN Card

SMS Balance Enquiry

Chat Online

SMS Alerts

Instant Card Transfers

Free Virtual Cards

Swirl Card App

View balance and transactions