Ireland's Favourite Prepaid Mastercard

Swirl Card

Free Card available online or in the SWIRL App. Accepted in over 45 million locations worldwide, in store and online, wherever you see the Mastercard logo. Make secure payments and instant transfers to family & friends. The safest way to pay.

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Why Use Swirl?

Download our Mobile App.

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Free €, $ and £ virtual cards

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Free €, $ and £ virtual cards
Make instant card transfers
View Transactions
Upgrade Limit
Reveal IBAN
Reveal PIN Code
Suspend Card
Live Chat

SWIRL Virtual

Available in Euro, US Dollar and Pound Sterling, SWIRL Virtual is designed to offer you the same functionalities of a prepaid card, without the need for a physical card. This means that you can top it up and use it to shop online with added security and peace of mind.

CHecking transactions on SWIRL mobile app

Whether you want to protect your main account, pay in dollars or sterling, manage your spending or just don’t have your physical card details with you, SWIRL Virtual is the perfect payment card. Available exclusively in the SWIRL Card App.

SWIRL Prepaid Gift Card

Employee Gift Cards

SWIRL Gift cards can be used as part of the small benefits scheme in Ireland where employees can receive a bonus of up to €1,000 per year! Our Mastercard Gift Card can be used worldwide online and in shops, wherever you see the Mastercard sign.

SWIRL Mastercard Gift Card gives employees a world of choice.

SWIRL Foreign Exchange

Effortlessly change your currency before your travels with SWIRL FX. Choose from either USD Dollar or Pound Sterling with no complicated forms to fill in and no ID required.


Top up in Payzone stores nationwide or online by debit card and Lock in the most competitive exchange rates.

The Perfect Travel Companion

News

Shop Local this Christmas with SWIRL Card

Shop Local this Christmas with SWIRL Prepaid Mastercard

Whether you’re looking for gifts, meeting friends for a coffee or planning a dinner with colleagues, support local businesses this Christmas and help the local economy.

Top-up your SWIRL card while out and about at any local Payzone retailers, Spar, Centra and Londis and don’t run out of funds when out and about enjoying the festivities over the coming weeks!

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What is a SWIRL Virtual Card?

What is a SWIRL Prepaid Virtual Card?

Discover the convenience of SWIRL Prepaid Virtual Cards!
Uncover the ins and outs of this digital payment solution designed for secure and seamless online transactions. Explore what sets it apart from traditional cards now!

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