Ireland's Favourite Prepaid Mastercard

FREE Card available online. Accepted in over 30 million locations worldwide. Pay securely in-store and online, anywhere you see the Mastercard logo. The safest way to pay.

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SWIRL Prepaid Mastercard

Why use SWIRL?

  • Shop safely and securely online.
  • Use worldwide at millions of locations, including ATMs.
  • Make contactless payments on the go.
  • Budget efficiently and avoid debit.
  • 24/7 access to your account through the SWIRL Card App.

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The Perfect Travel Companion

  • Use your card for saving before you travel.
  • Avoid carrying large amounts of cash.
  • No risk of overspending.
  • Protect your current account and avoid theft while abroad.
  • Top up your card online while you're away.

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SWIRL Gift Card

Give the gift of choice for birthdays, christmas, weddings - any type of special occasion ! Use worldwide online and in store, where ever you see the Mastercard sign.

SWIRL Gift is also perfect as an employee reward and can be used as part of the tax free benefits scheme.

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SWIRL Foreign Exchange

Effortlessly change your currency before your travels with Swirl FX. Choose from either USD Dollar or Pound Sterling with no complicated forms to fill in and no ID required.

Lock in the most competitive exchange rates and top up with cash in Payzone stores nationwide or by debit card online.

Find an Agent

2,500 Top-Up locations

Purchase a card at 1,300 of these stores.

Click below to find your nearest store.