Ireland's Favourite Prepaid Mastercard

Swirl Card

Free Card available online or in the SWIRL App. Accepted in over 45 million locations worldwide, in store and online, wherever you see the Mastercard logo. Make secure payments and instant transfers to family & friends. The safest way to pay.

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Why Use Swirl?

Download our Mobile App.

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Free €, $ and £ virtual cards

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Free €, $ and £ virtual cards
Make instant card transfers
View Transactions
Upgrade Limit
Reveal IBAN
Reveal PIN Code
Suspend Card
Live Chat

SWIRL Virtual

Available in Euro, US Dollar and Pound Sterling, SWIRL Virtual is designed to offer you the same functionalities of a prepaid card, without the need for a physical card. This means that you can top it up and use it to shop online with added security and peace of mind.

CHecking transactions on SWIRL mobile app

Whether you want to protect your main account, pay in dollars or sterling, manage your spending or just don’t have your physical card details with you, SWIRL Virtual is the perfect payment card. Available exclusively in the SWIRL Card App.

SWIRL Prepaid Gift Card

Employee Gift Cards

SWIRL Gift cards can be used as part of the small benefits scheme in Ireland where employees can receive a bonus of up to €1,000 per year! Our Mastercard Gift Card can be used worldwide online and in shops, wherever you see the Mastercard sign.

SWIRL Mastercard Gift Card gives employees a world of choice.

SWIRL Foreign Exchange

Effortlessly change your currency before your travels with SWIRL FX. Choose from either USD Dollar or Pound Sterling with no complicated forms to fill in and no ID required.


Top up in Payzone stores nationwide or online by debit card and Lock in the most competitive exchange rates.

The Perfect Travel Companion

News

Load your SWIRL Prepaid Mastercard at a local Payzone retailer

5 Great Benefits of Using Payzone To Top-Up Your SWIRL Card! 

In today’s fast-paced world, convenience and flexibility are key factors that influence our daily decisions, especially when it comes to managing finances. Pairing our SWIRL Prepaid Mastercard with the simplicity and accessibility of Payzone for topping up can provide users with a range of benefits that enhance their financial experience.

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5 ways to avoid your SWIRL Prepaid Mastercard being declined

4 Ways to avoid your SWIRL Card being Declined

Whether you’re paying for the weekly grocery shop, buying coffees or withdrawing from an ATM, there are a few reasons why your SWIRL Prepaid Mastercard could be declined. Lets take a look at some common reasons & how you can best avoid them to experience uninterrupted spending!

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