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Sending Money Home

What better way to send money to friends or family abroad than to send them a Swirl Mastercard®. It is the most secure and cost effective way for you to send money to loved ones overseas. Your friends or family will be able use the funds at over 30 million locations worldwide - a real alternative to traditional money transfer companies.

Sharing money with the Swirl Mastercard is a quick, easy and cheap alternative service:

  • No documents to fill out
  • Competitive exchange rates with MasterCard
  • Money available instantly once top up is completed


See how much you would save if you wanted to send €100 to someone abroad:

Country SWIRL Card Fee Western Union Fee Swirl Mastercard Saving
Poland €0.99 €2.90 €1.91
Nigeria €0.99 €2.90 €1.91


  • Purchase a SWIRL Mastercard in-store for €5.95 or online for FREE.
  • Register the card online at www.swirlcard.com. If you purchase your card in-store you will need to wait for your verification code to arrive in the post. If you order your card online it will be fully activated on registration.
  • Once your account has been fully activated you can top up from within your online account using your Debit card for only 99c. Send the card to your friend or family member and that's it!
  • The receive can either withdraw the funds from an ATM or spend the money anywhere that Mastercard is accepted.
  • You can continue topping up the card to €2,500 per rolling 12 month period. The recipient can spend up to €2,500 and withdraw up to €1,000 cash from ATMs anywhere that Mastercard is accepted.