A great alternative to a credit card and bank account

  • Our SWIRL prepaid card offers you a great alternative to a credit card and bank account with a guaranteed application process.
  • If you've just arrived in Ireland, you'll need an account to pay your wages into and a card to pay for everything from a place to stay, to a mobile phone. Getting a bank account can be a hassle, but a SWIRL card can help you get settled in all sorts of ways.
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Instant Approval - 100% guaranteed

  • No credit checks or bank account are required to open an account.
  • No minimum income or employment needed.
  • If you're aged 16+ and now live in the Ireland, you're guaranteed to be approved.
Get A FREE Card

Have wages paid into your SWIRL Card

  • Top up your SWIRL Account with your own or your partner's wages.
  • Quicker and cheaper than cashing cheques.
  • It's safer than carrying your wages around in cash.
  • Budgeting's easy - just withdraw what you need from the ATM.
  • Get a unique IBAN Number to give to your employer.
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Save time on paying bills

  • Make annual or regular payments.
  • Pay for utilities such as electricity, gas and water bills online.
  • Avoid credit card debt.
  • The perfect alternative to a bank account.
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Download Mobile APP

With our SWIRL App, you have instant access to your account where you can view your transactions no matter where you are. This will help with keeping track of your spending and knowing when your bills and subscriptions are due.

  • View Transactions
  • View Bills
  • Upgrade Limit
  • Reveal IBAN
  • View Subscriptions
  • Reveal PIN Code
  • Suspend Card
  • Live Chat


Our Products

SWIRL Prepaid Mastercard

SWIRL Prepaid Mastercard

Employee Gift Cards

SWIRL Gift Card

SWIRL FX (Sterling)

SWIRL FSX (Sterling)

SWIRL FX (Dollar)

SWIRL FX (Dollar)

Find an Agent

2,500 Top-Up locations

Purchase a card at 1,300 of these stores.

Click below to find your nearest store.