Get a Card

- Purchase a card today at any participating Payzone outlet for €5.95. Alternatively you can order a card online for FREE (minimum top up €10 required).
- The card pack comes with a Mastercard® that allows you to load up to €500 per transaction onto the card instantly.
- Once this has been done your funds will be available to spend online, in-store or over the phone.
Register
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All we need is some basic information such as your name, address, email address and date of birth.
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We will send an SMS Validation Code to the mobile number provided which has to be confirmed to complete the registration.
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Once your code has been confirmed and you have successfully registered you will be able to reload up to €2,500 onto your card in a 12 month rolling period.
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Your 4 digit PIN will be sent to your mobile phone once registration is complete.
Topping up

- Simply go to one of the 2,500 Payzone agents across Ireland with your Mastercard and top up with cash
- You can also top up your card online using your Debit card for only 99 cents or for FREE by transferring funds directly from your bank account.
- Once your card has been successfully registered you can load up to €2,500 per rolling 12 month period. The maximum single top up amount is €500, however, multiple top ups can be performed if needed.
- You can apply to increase your top up limit to €25,000 by logging into your online account or the mobile app and uploading a copy of your passport or driving license. We will have your application processed within 1-2 working days.
- When topping up at Payzone outlets, or online with your Debit card, your funds will be INSTANTLY available on your Mastercard®. However, transfers from your bank account will take 1-2 days to clear onto your account.
Spend Money
- Once your card has been registered online you can use your SWIRL Mastercard® to make purchases online, in-store, over the phone and to withdraw cash from ATMs.
- The SWIRL Mastercard® can be used anywhere in the world where the Mastercard® logo is displayed. Please refer to our "Costs & Fees" section for information on charges associated with making transactions on your card.

Features
Bank Top Up
Mobile App
Balance Enquiry
Chat Online