Receive transfers directly to your card

  • Receive payments by bank transfer to your SWIRL card easily.
  • Receive a range of payments directly to your card: Child benefit, housing benefit, pension payments, maternity payments, carers allowance and more.
  • Simply provide your unique IBAN to the relevant party and receive your payment to your card. You can then use your funds online, in stores or access cash at ATMs.
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How to receive payments

  • Log in to your SWIRL account online or through the SWIRL app to view your IBAN details.
  • Provide your IBAN and other relevant information to the party who will be sending your payment.
  • Your funds will be available to you within 1-2 working days once the transfer has been completed.
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Advantages of using SWIRL to receive benefit payments

  • 24/7 access to your swirl account via the app or your online account.
  • Guaranteed acceptance and no documentation required to open an account.
  • Perfect alternative if you don't have a bank account.
  • Avoid queues at the post office or bank.
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Extra Benefits

  • Safer than carrying cash
  • No risk of over spending or getting into debt
  • No unexpected charges
  • Perfect Travel Companion
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Download Mobile APP

With our SWIRL App, you have instant access to your account where you can view your transactions no matter where you are. This will help with keeping track of your spending and knowing when your bills and subscriptions are due.

  • View Transactions
  • View Bills
  • Upgrade Limit
  • Reveal IBAN
  • View Subscriptions
  • Reveal PIN Code
  • Suspend Card
  • Live Chat


Our Products

SWIRL Prepaid Mastercard

SWIRL Prepaid Mastercard

Employee Gift Cards

SWIRL Gift Card

SWIRL FX (Sterling)

SWIRL FSX (Sterling)

SWIRL FX (Dollar)

SWIRL FX (Dollar)

Find an Agent

2,500 Top-Up locations

Purchase a card at 1,300 of these stores.

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