A beginners guide to sending money with SWIRL Card 


Sending Money with SWIRL !

Sending money to friends and family with a prepaid card? Well, you’re in the right place, let’s look at sending money using your SWIRL Mastercard and share some simple tips to ensure your funds are sent quickly and hassle-free. 

Whether you are paying the restaurant tab, sending money to family or friends, splitting utility bills with flatmates, or simply reimbursing a colleague, SWIRL Card is the perfect solution. Recipients don’t need to have a SWIRL Account; we will take care of that! 

A little bit about our SWIRL ‘Send Money’ Feature 

Our SWIRL Sending Money Feature allows users to transfer funds swiftly and securely without the need for bank account details. The feature simplifies transactions, making financial interactions seamless. The process is streamlined and accessible to anyone with an Irish mobile phone number and the recipients don’t need to already have an account with us. The funds will be added to a virtual SWIRL Card, and we will prompt them to create one automatically once they get notification of your funds via SMS along with your personal message. Plus, with the security measures in place, users can trust that their money is in safe hands during every transaction. 

Sending money using the SWIRL App – A step by step guide 

So how can I send money using the SWIRL Card App?  

  1. Login via the SWIRL Card App
  2. Click on the “Send” icon on the menu bar
  3. Enter the mobile number of the individual you want to send funds to
  4. Send any amount from €0.01 to €500 per transaction
  5. Add a short message for the recipient if you wish. 
  6. Tap Send and the recipient will receive their fund instantly to a Virtual Card. 

How long do prepaid card transfers take? 

If the receiver has a SWIRL Card account already set up, the funds will arrive instantly. If not, they will need to create a SWIRL Card account before they can access their funds. This usually takes about five minutes.  


If you think SWIRL Prepaid Mastercard is the perfect choice for you, simply download our SWIRL App via the button below and start your journey to financial freedom today or find our more information about our products here.


Check out some of our other SWIRL Prepaid Mastercard Blog Posts Below!