Swirl Live Chat

Swirl Card Uses / Benefit Payments


Swirl Prepaid: Receive benefits payments directly into your account


With Swirl Prepaid MasterCard you can receive your benefits (Social welfare, pension etc) directly onto your card account & your 100% guaranteed to get a card.

Easy way to receive your benefits

Each Swirl card has a unique IBAN account number and you can simply supply the IBNA number (accessed from with your online account) to the Dept of social protection , local authority etc.


Here are two ways to get your money into an account

1. Pay-in your benefits

Give your IBAN details to your local council or the Department of Social protection and benefits can be topped up directly into your account, including:

  • Children's Allowance
  • Job Seeker's Allowance
  • Housing Benefit
  • Pension

2. Pay in your own money

You can transfer money via bank transfer, or top up your account using cash at any Payzone of the 2,500 Payzone outlets. What's more, the card's account comes with secure online banking called Online Servicing, where you can view your statements 24 hours a day, 7 days a week:

  • Check when benefits have been paid
  • Review your spending and help you manage your budget