Download Our App & Get Your Free Card
With the SWIRL Card App, you can create an account in minutes and have instant access to virtual cards that you can top up straight away. Once your account is created we will send you a FREE prepaid Mastercard in 2-3 working days. It’s that easy!
- Top up instantly
- Transfer to friends and family
- Free Virtual Cards
- View your PIN & IBAN
- Live Agent Customer Support
- View your Card details
- Suspend your card if lost or stolen
- View your balance and transactions
Download Our App & Get Your Free Card
With the SWIRL Card App, you can create an account in minutes and have instant access to virtual cards that you can top up straight away. Once your account is created we will send you a FREE prepaid Mastercard in 2-3 working days. It’s that easy!
- Top up instantly
- Transfer to friends and family
- Free Virtual Cards
- View your PIN & IBAN
- Live Agent Customer Support
- View your Card details
- Suspend your card if lost or stolen
- View your balance and transactions
How SWIRL Works
1
Download the App
Get the SWIRL Card App on iOS or Android. Quick and free to install.
2
Create Your Account
Register with your phone number and basic details. No bank account needed.
3
Get Your Free Card
We’ll post your SWIRL Mastercard within 2–3 working days.
4
Top Up & Spend
Load funds via bank transfer, Payzone, or online- then spend anywhere.
Download the App
Get the SWIRL Card App from the iOS App Store or Google Play. It’s quick to install and completely free.
Create Your Account
Register using your phone number and basic details — no need for a bank account or lengthy forms.
Get Your Free Card by Post
We’ll automatically send your free SWIRL Prepaid Mastercard to your address within 2–3 working days.
Top Up and Start Spending
Load your card via bank transfer, retail partner, or online — and use it immediately online, in-store, or at ATMs.
One Card. Multiple Uses.
The SWIRL Prepaid Mastercard is more than just a payment card — it adapts to your lifestyle. Whether you’re budgeting at home, managing business expenses, or exploring a new country, SWIRL fits right in.
Use it for:
Why Choose SWIRL?
Shop Securely Online
Protect your bank and credit card details while enjoying the best online deals. Use your SWIRL card on PayPal, eBay, Amazon, AliExpress & more.
Ideal for Subscriptions & Gaming
Easily pay for Netflix, Spotify, PlayStation, Xbox, and App Store without risk of overspending. Perfect for kids and teens.
Travel with Confidence
Withdraw cash worldwide from 1M+ ATMs. Use your card abroad without carrying large amounts of cash — secure, reloadable, and prepaid.
Stay in Control & Avoid Debt
Only spend what you load — no risk of overspending, no credit checks, no debt. SWIRL is 100% prepaid with no late fees or interest.
Save on Fees & Charges
With SWIRL, you avoid hidden costs and enjoy full transparency. Save €25 on Government Stamp Duty, up to €288 annually on credit card interest*, and never worry about admin fees, overdraft charges, or late payment penalties.
Built-in Fraud Protection
Your SWIRL card comes with advanced security features like instant card suspension and transaction alerts, helping you stay protected against unauthorized use.
SWIRL Virtual Card – Instantly Ready in the App
Instant. Secure. 100% Digital.
Get your FREE virtual card instantly with the SWIRL App. Designed to work just like your physical card, SWIRL Virtual makes it easy to pay online, manage subscriptions, and track your spending—all in one place. Enjoy the convenience of secure, real-time access to your funds without waiting for a physical card.
Just download the app, log in, and your virtual card is ready to use.
Visit our FAQ page for answers to all your questions about the SWIRL Prepaid Mastercard — from activation and top-ups to security tips and more. Find what you need, quickly and easily.