SWIRL Prepaid Mastercard

  • Top up with cash, online or via bank transfer
  • Spend your funds anywhere that Mastercard is accepted
  • Withdraw cash from over 1 million ATMs
  • No risk of over spending or getting into debt
  • No high interest rates or late payment fees to worry about
  • The Perfect alternative to a debit or credit card
  • The safe way to pay

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Shop Securely Online


Everybody knows that the best deals are found online. SWIRL Mastercard is designed to allow you to shop safely online and avail of those bargains without risking your bank or credit card details.

  • Protect your bank account and Credit card
  • Shop Anywhere Mastercard Is Accepted
  • Protect your personal information
  • Use on PayPal, eBay, Amazon, AliExpress & millions more

Subscription Services & Gaming Sites

  • Sign up for services like Netflix, Amazon Prime, Now TV, Spotify, iTunes & more
  • Great for kids on gaming sites like Playstation, Xbox and the App Store. Never over spend!
  • No bank account needed
  • Control your spending, no unexpected charges. Everything is Prepaid

Travel Companion


SWIRL Mastercard is a convenient alternative to carrying cash as it allows you to access your funds at any ATM worldwide displaying the Mastercard logo.

  • Manage Your budget While Travelling
  • Less Risk Of Over-Spending
  • Use In ATM's, Online & In Store
  • Protect your bank account and Credit card

Save Money

Choosing to use a Prepaid Mastercard allows you to save money - a real alternative to an increasing credit card balance. With SWIRL Mastercard you wont incur any interest charges, administration or late payment fees.

  • Save €25 On Government Stamp Duty
  • Save €288 On Interest Charges*
  • No Penalties Or Late Payment Fees
  • Avoid Impulse Buying
* Based on an average credit card balance of €1,600 per annum
How to activate your Card

Avoid Debt


SWIRL's prepaid card allows you to only spend what you have on your account therefore eliminating the possibility of credit card debt. Why stress yourself out worrying about your ever growing credit card balances.

  • No Interest Charges &Late Payment Fees
  • No Possibility Of Over-Spending
  • No Link To A Bank Account
  • Pay Now, Buy Later

Our Products

SWIRL Prepaid Mastercard

SWIRL Prepaid Mastercard

SWIRL Gift Card

SWIRL Gift Card

SWIRL FX (Sterling)

SWIRL FSX (Sterling)

SWIRL FX (Dollar)

SWIRL FX (Dollar)

How It Works

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Purchase a card at 1,300 of these stores.

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