SWIRL Prepaid Mastercard

Account Maintenance Fees
Online Registration | PIN Reissue | Monthly Account Fee | Receive balance by text | Smartphone App | SMS Alerts |
FREE | FREE | FREE* | FREE | FREE | FREE |
Top-Up Fees
Payzone | Debit Card | Bank Transfer |
€10-€350: €2.99 | €351-€500: €3.99 | €0.01-€500: 0.99c | FREE |
Transaction Fees
Purchase | ATM |
Min €0.75, Max €2.95 2.95% of transaction value |
Flat fee €1.50 ATM operator fees may apply |
SWIRL Gift Card

Account Maintenance Fees
Online Registration | PIN Reissue | Monthly Account Fee | Receive balance by text | Smartphone App | SMS Alerts |
FREE | N/A | FREE** | FREE | FREE | FREE |
Top-Up Fees
Payzone | Debit Card | Bank Transfer |
€10-€350: €2.99 | €351-€500: €3.99 | €0.01-€500: €2.99 | N/A |
Transaction Fees
Purchase | ATM |
N/A |
N/A |
SWIRL Foreign Exchange (Sterling)

Account Maintenance Fees
Online Registration | PIN Reissue | Monthly Account Fee | Receive balance by text | Smartphone App | SMS Alerts |
FREE | FREE | FREE*** | FREE | FREE | FREE |
Top-Up Fees
Payzone | Debit Card | Bank Transfer |
€10-€350: €1.99 | €351-€500: €2.99 | 0.99c | FREE |
Transaction Fees
Purchase | ATM |
FREE | Flat fee £2.50 (ATM operator fees may apply) |
SWIRL Foreign Exchange (Dollar)

Account Maintenance Fees
Online Registration | PIN Reissue | Monthly Account Fee | Receive balance by text | Smartphone App | SMS Alerts |
FREE | FREE | FREE*** | FREE | FREE | FREE |
Top-Up Fees
Payzone | Debit Card | Bank Transfer |
€10-€350: €1.99 | €351-€500: €2.99 | 0.99c | FREE |
Transaction Fees
Purchase | ATM |
FREE | Flat fee $2.50 (ATM operator fees may apply) |
* If you do not use your card (top up or spend) at least once every two months you will be charged a €3.50 inactive account fee for every month thereafter that your account is inactive. You will not be charged this fee if your account is used at least once every 60 days. This fee will not be applied to your account if there are no funds available.
** 12 months after the date on which your card was activated, a €3.50 monthly account fee will start to be applied to your card. This fee will not be applied to your account if there are no funds available.
*** If you do not use your card (top up or spend) at least once every six months you will be charged a £2/.50 inactive account fee for every month thereafter that your account is inactive. You will not be charged this fee if your account is used at least once every 6 months. This fee will not be applied to your account if there are no funds available.
Find an Agent
2,500 Top-Up locations
Purchase a card at 1,300 of these stores.
Click below to find your nearest store.
Features
Bank Top Up
Mobile App
Balance Enquiry
Chat Online