Costs & Fees

SWIRL Prepaid Mastercard

SWIRL Prepaid Mastercard
Account Maintenance Fees
Online Registration PIN Reissue Monthly Account Fee Receive balance by text Smartphone App SMS Alerts
FREE FREE FREE* FREE FREE FREE
Top-Up Fees
Payzone Debit Card Bank Transfer
€10-€350: €2.99 | €351-€500: €3.99 €0.01-€500: 0.99c FREE
Transaction Fees
Purchase ATM
Min 0.75c, Max €2.95
2.95% of transaction value
Flat fee €1.50
ATM operator fees may apply

SWIRL Gift Card

SWIRL Gift Card
Account Maintenance Fees
Online Registration PIN Reissue Monthly Account Fee Receive balance by text Smartphone App SMS Alerts
FREE N/A FREE** FREE FREE FREE
Top-Up Fees
Payzone Debit Card Bank Transfer
€10-€350: €2.99 | €351-€500: €3.99 €0.01-€500: €2.99 N/A
Transaction Fees
Purchase ATM

N/A

N/A

SWIRL Foreign Exchange (Sterling)

SWIRL FSX (Sterling)
Account Maintenance Fees
Online Registration PIN Reissue Monthly Account Fee Receive balance by text Smartphone App SMS Alerts
FREE FREE FREE*** FREE FREE FREE
Top-Up Fees
Payzone Debit Card Bank Transfer
€10-€350: €1.99 | €351-€500: €2.99 0.99c FREE
Transaction Fees
Purchase ATM
FREE Flat fee £2.50 (ATM operator fees may apply)

SWIRL Foreign Exchange (Dollar)

SWIRL FX (Dollar)
Account Maintenance Fees
Online Registration PIN Reissue Monthly Account Fee Receive balance by text Smartphone App SMS Alerts
FREE FREE FREE*** FREE FREE FREE
Top-Up Fees
Payzone Debit Card Bank Transfer
€10-€350: €1.99 | €351-€500: €2.99 0.99c FREE
Transaction Fees
Purchase ATM
FREE Flat fee $2.50 (ATM operator fees may apply)

* If you do not use your card (top up or spend) at least once every two months you will be charged a €3.50 inactive account fee for every month thereafter that your account is inactive. You will not be charged this fee if your account is used at least once every 60 days. This fee will not be applied to your account if there are no funds available.

** 12 months after the date on which your card was activated, a €3.50 monthly account fee will start to be applied to your card. This fee will not be applied to your account if there are no funds available.

*** If you do not use your card (top up or spend) at least once every six months you will be charged a £2/.50 inactive account fee for every month thereafter that your account is inactive. You will not be charged this fee if your account is used at least once every 6 months. This fee will not be applied to your account if there are no funds available.

Find an Agent

2,500 Top-Up locations

Purchase a card at 1,300 of these stores.

Click below to find your nearest store.

Features

Bank Top Up

Mobile App

Balance Enquiry

Chat Online

SMS Alerts