Costs and Fees

Swirl Prepaid Mastercard

SWIRL Prepaid Mastercard

Account Maintenance Fees

Online Registration PIN Reissue Monthly Account Fee
FREE FREE FREE*
Receive balance by text Smartphone App SMS Alerts
FREE FREE FREE

Top-Up Fees

Payzone Debit Card Bank Transfer
€10-€350: €2.99 | €351-€500: €3.99 €0.01-€500: 0.99c FREE

Transaction Fees

PurchaseATM
Min €0.75, Max €2.95
2.95% of transaction value
Flat fee €1.50
ATM operator fees may apply
SWIRL Prepaid Gift Card

Employee Rewards

Account Maintenance Fees

Online RegistrationPIN ReissueMonthly Account Fee
FREEFREEFREE**
Receive balance by textSmartphone AppSMS Alerts
FREEFREEFREE

Fees & Charges

Pay by IBANPay by Card

€4,500 & Under = €2.99 per card | Over €4,500 = FREE

€5.95 per card

Admin & Delivery Fees

Admin (orders over €4,500 only)Delivery
€19.99 for orders <100 cards

€24.99 for orders > 100 cards
Bulk Delivery = FREE

Individual Delivery = €1.50 per card

SWIRL Foreign Exchange (Sterling)

Account Maintenance Fees

Online RegistrationPIN ReissueMonthly Account Fee
FREEFREEFREE***
Receive balance by textSmartphone AppSMS Alerts
FREEFREEFREE

Top-Up Fees

Payzone Debit Card Bank Transfer
€10-€350: €1.99 | €351-€500: €2.99 0.99c FREE

Transaction Fees

Purchase ATM
FREE Flat fee £2.50 (ATM operator fees may apply)

SWIRL Foreign Exchange (Dollar)

Account Maintenance Fees

Online RegistrationPIN ReissueMonthly Account Fee
FREEFREEFREE***
Receive balance by textSmartphone AppSMS Alerts
FREEFREEFREE

Top-Up Fees

Payzone Debit Card Bank Transfer
€10-€350: €1.99 | €351-€500: €2.99 0.99c FREE

Transaction Fees

Purchase ATM
FREE Flat fee $2.50 (ATM operator fees may apply)

* If you do not use your card (top up or spend) at least once every two months you will be charged a €3.50 inactive account fee for every month thereafter that your account is inactive. You will not be charged this fee if your account is used at least once every 60 days. This fee will not be applied to your account if there are no funds available.

** 12 months after the date on which your card was topped-up, a €3.50 monthly account fee will start to be applied to your card. This fee will not be applied to your account if there are no funds available.

*** If you do not use your card (top up or spend) at least once every six months you will be charged a £2/$3.50 inactive account fee for every month thereafter that your account is inactive. You will not be charged this fee if your account is used at least once every 6 months. This fee will not be applied to your account if there are no funds available.