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How it Works / SWIRL FX


SWIRL Foreign Exchange Mastercard

Choose either a Sterling or Dollar Card and lock in your exchange rate when topping up! Whether you are travelling to the UK or US, or shopping online - SWIRL Foreign Exchange is the smart way to pay!

Shop online, in-store & withdraw from ATMs anywhere that accepts Mastercard without the hassle of changing currency at the Bank or Post Office.

  • Competitive Exchange Rates
  • Contactless and Chip & PIN protected
  • No filling out forms
  • Mobile App for easy tracking of funds
  • No purchase fee