Have you found yourself depending too much on credit cards and enjoying the freedom of BUY NOW, PAY LATER?
If so then maybe it's time you started thinking about getting a Swirl Prepaid Mastercard!! Although you may enjoy
the convenience of having a credit card, your spending can quickly spiral out of control. If you're feeling the pressure of growing debt, then now is a great time to try and break free from it with Swirl Mastercard.
Here are a few reasons to dump your credit card:
Credit Card Stamp Duty:
€30 per annum on regular credit card.
Credit Card Interest:
The average balance on an Irish credit card is €1,600. Interest is paid at a rate of 18% which means credit card users pay an average of €288 interest per annum.
Late night ATM withdrawals, shopping online and nights out on credit can be excessively expensive when you use a regular credit card.
Late Payment Fees:
Nothing is more frustrating than having to pay additional fees simply because your payment was a day late.
Swirl Card Stamp Duty:
Max charge of €5 on Swirl Mastercard; save €25
Swirl Card Interest Free:
Swirl Card is a Prepaid alternative to credit cards. Since you cannot run up any debt with a Swirl card, you never need to pay interest!
No Impulsive Purchases:
With Swirl Prepaid Mastercard you can only spend what you load so if you have no money on the card you can't spend it.
No Late Payment Fees:
Avoid these fees and punitive interest rates by using a Swirl Prepaid Mastercard.