Credit Card

If you find yourself paying too much on credit card fees and charges, Swirl Mastercard has the answer! Our prepaid chip and pin Mastercard can be used worldwide to make purchases online / in-store and to withdraw from ATMs. It's a great alternative to a regular credit card.

Prepaid Vs Credit


No bank account required

Bank account required

No credit checks

Credit check to approve card, decide credit limit and set interest rate

No line of credit (so no debt)

Line of credit that can be increased over time

No interest charges

Interest charges on money borrowed against the credit limit, if there is an outstanding balance after the interest-free period.

Pay now, buy later

Buy now, pay later

Swirl is the new way to pay.....

Why get stressed over your ever-growing credit card balances? Make this a thing of the past by choosing to go Prepaid. Get a Swirl Mastercard today and start enjoying the benefits of debt free shopping!!