Your New Swirl Contactless / Tap & Go Mastercard

We are upgrading your account to a new contactless/tap payment card
and will replace your existing SWIRL Card for FREE!

A quick update,

  • You should have received your card by now
  • Please activate your card online and you can start using it straight away
  • Your existing SWIRL Card will continue to work but will be closed on the 2nd of April 2019 (Change of Issuer)
  • We will automatically transfer any balance on your existing card to your new card on the 2nd April 2019.

Best prepaid MasterCard in Ireland - Swirlcard


  • Contactless - Tap & Go
  • PIN by text or PIN reveal in your online account
  • Virtual Mastercard in online account
  • Quick Upgrade to €25,000 - approved within 1-2 days
  • Top Up at 2,500 Payzone Agents Nationwide
  • Top Up online via Debit Card
  • Card to Card Transfer

Activating your new card

  • We will send a 6 digit verification code to your mobile phone; this will need to be confirmed.
  • You will also need your old customer number to complete activation; this can be found on the back of your old Mastercard on the bottom right hand corner.
  • Once activated, your PIN will be sent by text to your mobile phone. You can also retrieve this in your online account under 'PIN Reissue'.
  • Once you have successfully activated your card, you can load and spend up to €2,500 per 12 month period.
  • Any balance on your old card will automatically be transferred to your new contactless card on April 2nd.

Topping Up:

You can top up your card using the Mastercard at over 2,500 Payzone Agents Nationwide or via Debit Card or Bank Transfer from your online account.


Activate contactless payments on your card by using your PIN code to make an in-store purchase or cash withdrawal.

Upgrade Limit:

Apply to increase the limit on your card to €25,000 through your online account. Simply upload a picture of your Passport or Driving License and your application will be processed within 1-2 working days.