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Student Prepaid Credit Card

The Swirl MasterCard is the perfect solution to all a student's credit card needs. As long as you are over the age of 16 and reside in the Republic of Ireland with a Passport or Driver's Licence* then acceptance is guaranteed. A safer and more convenient alternative to carrying cash around with you throughout the college year. The best thing is no credit checks or documents are required to open an account!

Safe and secure

  • Safer than carrying cash around with you
  • Track your balance or spending 24/7 through your online account
  • No link to a bank account so there is no risk to your personal details

Avoid extortionate credit card fees

  • No late payment fees
  • No interest charges
  • No debt (you can only spend what you load)

Perfect for controlling your gap year spending when travelling abroad....

  • Top up your card to a maximum of €2,500 (€15,000 if you have the upgraded limit) before you leave
  • Spend money in shops, restaurants & hotels in over 30 million locations worldwide
  • Withdraw cash from over 1 millions ATMs, anywhere you see the MasterCard acceptance mark

Don't be short of cash while you're away....

  • Leave your loading card** at home and a friend or family member can top you up if you run short
  • Top up online with your debit card or transfer funds directly from your online bank account if you need a "refill"
  • Once loaded, money is instantly available on your MasterCard

* We can only accept your Driver's Licence if it is issued in Ireland, the UK or Sweden.

** A separate loading card can be requested by contacting our helpdesk on 01 6877 985.