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Swirl Corporate


Use Swirl MasterCard within your company for,

  • Tax efficient employee incentives, bonus Cards & Gifts – great for employee rewards or gifts for customers; Employees receiving a €250 bonus paid via a Swirl Card could save you €280 in Tax and PRSI. See table below
  • Expenses - no more out of control company credit cards, it allows you to control spending in advance. NO more surprises. Top up cards while employees are travelling. All transactions are electronic and will have timed receipts to increase transparency.
  • Payroll Card – high employee turnover, distance working, field employees, employees with no Bank accounts. Keep it simple & transfer payroll onto a Payroll MasterCard.

Since 1st Jan 2005, you can award your employees up to €250, once a year, on a Swirl Gift Card, as per the small BIK allowance ruling, without paying tax or PRSI. Just look at the savings this offers over cash:

To give an employee €250
cash you must pay €532.45
You can save €282.45 by giving a
Swirl Corporate Gift Card
  1. Cash
  2. PAYE (@42%)
  3. PRSI ee
  4. Sub Total
  5. PRSI er
  1. €250.00
  2. €201.93
  3. €28.85
  4. €480.78
  5. €51.66
  1. Gift Card Value
  2. PAYE
  3. PRSI ee
  4. Sub Total
  5. PRSI er
  1. €250.00
  2. €0
  3. €0
  4. €250.00
  5. €0
  1. Total Cost
  1. €532.45
  1. Total Cost
  1. €250.00