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Your New Swirl Contactless / Tap & Go Mastercard

We are upgrading your account to a new contactless/tap payment card
and will replace your existing SWIRL Card for FREE!

A quick update,

  • You should have received your card by now
  • Please activate your card online and you can start using it straight away
  • Your existing SWIRL Card will continue to work but will be closed on the 2nd of April 2019 (Change of Issuer)
  • We will automatically transfer any balance on your existing card to your new card on the 2nd April 2019.

Best prepaid MasterCard in Ireland - Swirlcard


  • Contactless - Tap & Go
  • PIN by text or PIN reveal in your online account
  • Virtual Mastercard in online account
  • Quick Upgrade to €25,000 - approved within 1-2 days
  • Top Up at 2,500 Payzone Agents Nationwide
  • Top Up online via Debit Card
  • Card to Card Transfer

Activating your new card

  • We will send a 6 digit verification code to your mobile phone; this will need to be confirmed.
  • You will also need your old customer number to complete activation; this can be found on the back of your old Mastercard on the bottom right hand corner.
  • Once activated, your PIN will be sent by text to your mobile phone. You can also retrieve this in your online account under 'PIN Reissue'.
  • Once you have successfully activated your card, you can load and spend up to €2,500 per 12 month period.
  • Any balance on your old card will automatically be transferred to your new contactless card on April 2nd.

Topping Up:

You can top up your card using the Mastercard at over 2,500 Payzone Agents Nationwide or via Debit Card or Bank Transfer from your online account. If you require a separate loading card, please email your request to info@swirlcard.com and ensure to include your new customer number.


Activate contactless payments on your card by using your PIN code to make an in-store purchase or cash withdrawal.

Upgrade Limit:

Apply to increase the limit on your card to €25,000 through your online account. Simply upload a picture of your Passport or Driving License and your application will be processed within 1-2 working days.